Home Could You Retire on a Cruise Ship? More People Are — and They Have Thoughts.

Could You Retire on a Cruise Ship? More People Are — and They Have Thoughts.

By Travel Tube - April 08, 2026
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TravelTube.com — Episode Script

Host: Mark Murphy


Intro & Newsletter CTA

 

Hey, it's Mark Murphy — welcome back to TravelTube.com. Before we get into this week's episode, do me a favor: hop over to TravelTube.com and opt in with your email. We won't spam you. You'll get a weekly newsletter featuring travel experts — advisors and influencers alike — plus my podcast pick of the week. You'll be among the first to see it. If you want to know what your peers are doing, get insights into undiscovered destinations, and tap into what people are out there gathering and sharing, that's where it all comes together — TravelTube.com, the Travel Expert Channel.

 

This Week's Topics

 

    • Retiring or working remotely on a cruise ship — people are actually doing it.
    • The U.S. $15,000 visa bond — now expanded to 50 countries. Some are screaming it's going to destroy tourism. Is it? Reddit has opinions. They're wrong. We'll get into it.
    • The Iran ceasefire — it's on hold as I record this. Does that mean tourism to the Middle East is coming back? And how long would that actually take?
    • Great Britain's energy strategy — their costs were already out of control before the Iran conflict made things worse. Their solution? Do more of what isn't working. We'll talk about that.
    • California exodus — big names, big money, and a wealth tax that's sending people and capital fleeing the state.

 

Segment 1: Living on a Cruise Ship

 

If you're approaching retirement — or you can work remotely — have you ever seriously considered living on a cruise ship full-time? Not a vacation. Full time. Forget the apartment. Forget the house. Could you do it?

It sounds niche, but there are real products out there now built around exactly this, and the people who've made the jump are largely raving about it.

The World Residences was among the first — launched roughly two decades ago — and it pioneered the concept of buying a condo at sea. You have monthly costs for food and housekeeping, but many residents — particularly high-net-worth individuals — will tell you it's actually cheaper than living in a place like New York City. If you're paying for a one-bedroom in midtown Manhattan, factoring in taxes and cost of living, and you have a remote income? Living on a cruise ship may genuinely save you money.

Would I do it? Personally, no. I enjoy cruises, but I can't imagine calling one home. Unless I'm the cruise director — Mark Murphy, cruise director, modeling Fiji water dockside. But I digress.

A cautionary tale: A couple of years ago, a group of people sold their homes, sold their cars, sold nearly everything, and flew to Turkey to board a ship for a round-the-world cruise. Two weeks before departure, the ship still hadn't appeared. It never did. They were stranded abroad with no possessions and nowhere to go. That's an extreme case, but it's a real one — and it's why vetting is critical.

If you're seriously considering this lifestyle, stick with established operators like The World Residences. You can buy in on the secondary market from existing owners, and the fact that it's been around this long is itself a signal of staying power.

On the cost side: cabins range from a few hundred thousand dollars to several million for larger units — some with three bedrooms and three bathrooms. But be clear-eyed: a cruise ship is a depreciating asset, like a car. It has a finite lifespan and will eventually be scrapped. You're not building equity. It's a lifestyle purchase.

 

And even for those who've loved it, the shine can fade. Here's how one long-term resident put it:

"I especially enjoyed the first few years, when it had the newness factor. But as my father used to say about being around the same people — it's like freshly caught fish. At first, they're great. But after a while, they start to smell."

 

That's real. You're in shared public spaces with the same rotating cast of neighbors. No yard, small balconies. If you run into someone you can't stand, there's not a lot of room to avoid them.

My advice: Don't buy a condo on a cruise ship until you know you love it. Instead, book a long segment — 60, 90, even 180 days. Most major cruise lines offer world cruise itineraries sold in segments. Do a stint, pick a region of the world that genuinely excites you, and see how you feel after a few months at sea. If you love it, then go all in. That's my two cents.


Segment 2: The U.S. Visa Bond — $15,000 to Visit?

 

Here's a headline making the rounds: the U.S. visa bond policy, first introduced as a pilot program covering 38 countries, has now expanded to 50. Depending on the country, applicants may be required to post a bond of $5,000, $10,000, or $15,000 before a visa is issued.

 

What is it, and why does it exist?

 

The bond is designed to deter visa overstays. If you post $15,000 and then overstay your visa — which the government will know because you didn't leave — you lose the bond. Simple. If you follow the rules, leave on time, you get your money back. There may be minor administrative fees, but the bond itself isn't a cost. It's a deposit.

Some coverage framed this as making it "way more expensive to visit the United States." That's not accurate. A bond you get back is not an expense — it's a financial commitment that only costs you money if you break the law. Journalism and math, folks.

 

So will this kill tourism?

 

Over on Reddit, the consensus was: yes, absolutely, this is the death of international travel to the U.S. Except — it isn't. If you check the numbers (and this is genuinely easy to verify with any AI tool), the 50 countries on the visa bond list account for roughly 0.05% of international arrivals to the United States. These are not countries driving tourism to the U.S. They are countries with historically high visa overstay rates. That's the whole point.

One commenter made the argument that the bond is a conspiracy — that ICE would simply arrest legal tourists and pocket the $15,000. To be clear: you can only be detained if you commit a crime. Being a tourist is not a crime. If you're here legally and you leave on time, nothing happens. You get your deposit back.

The program is already showing results. Under the original 38-country pilot, the visa return rate hit 97%. The expansion to 50 countries continues that momentum. Fewer people gaming the system, fewer overstays, and it has virtually zero impact on legitimate tourism.


 

Segment 3: Middle East Tourism — Will It Come Back?

 

With the Iran ceasefire currently holding — though I make no promises about where things stand by the time you're watching or listening to this — the question is whether tourism to the Middle East has any near-term recovery ahead of it.

Honestly? I don't think it comes back quickly. There's always something happening in the Middle East — I've traveled there many times and that's just the reality. Tourism is driven by confidence, and confidence requires sustained stability. A ceasefire that could unravel at any moment isn't the foundation travelers need to start booking trips.

We'll keep watching it.


 

Segment 4: Great Britain's Energy Strategy — More of What Isn't Working

 

Speaking of geopolitical fallout, let's talk about Great Britain. Their headline: Britain urges G7 to accelerate clean energy push amid global turmoil.

That's right. With energy costs already three to five times — and in some cases ten times — higher than in the U.S. before the conflict, and conditions worsening since, Britain's response is to double down on the same green energy policies that got them there.

Here's the reality: the U.S. is essentially the Saudi Arabia of natural gas. We have enormous reserves, and a domestic supply. Europeans import almost all of theirs. Before the conflict, Americans were paying under $3 a gallon for gas while the UK was hovering around $8. Since the conflict, U.S. prices climbed toward $4 on average. The UK pushed past $10 equivalent.

What's interesting is that Europe has quietly started calling natural gas a "green energy." Nuclear too. Someone should remind the leaders in Germany — who dismantled their nuclear plants — that they're now considered green energy by European standards. If you want near-zero carbon emissions, nuclear is arguably the most effective path available. But they blocked it for years, and now they're paying the price.

Meanwhile, the U.S. reduced greenhouse gas emissions by roughly 20% since 2000 — exceeding the Paris Accord targets we walked away from — primarily by shifting from coal and oil toward cleaner-burning natural gas. No mandate. No green new deal. Just a market-driven fuel shift.

And this matters to travel because: no jet fuel, no flights. Several UK airlines have already canceled routes due to jet fuel shortages tied to supply chain disruptions from the Strait of Hormuz. Fossil fuels power the planes you fly in. They're also embedded in the devices you carry. The conversation about energy and the conversation about travel are the same conversation.

The COVID lockdowns put this in stark relief: global emissions dropped by roughly 7% for the year — peaking at 17% during the height of restrictions. Economies halted. Nobody drove. Nobody flew. And we still only got 17% at the absolute peak. Net zero, under any realistic scenario short of a catastrophic reduction in human activity, isn't happening. That's not politics — that's arithmetic.


 

Segment 5: California's Exodus

 

Finally, a quick note on California. We're seeing a significant and accelerating departure of high-net-worth residents — entertainment figures, entrepreneurs, investors — ahead of the state's pending wealth tax.

The logic is straightforward: capital goes where it's treated best. These are people who've already paid income taxes while earning their money, capital gains taxes when selling assets, and who face a 40% federal estate tax at death above the threshold. A state wealth tax on top of all that is, for many, the final straw.

The latest high-profile departure: J.J. Abrams. But he's one of many. Estimates suggest over a trillion dollars in wealth has already been repositioned out of California in anticipation of the policy. That's not an abstraction — it's businesses, jobs, tax revenue, and economic activity leaving the state.


 

Outro

 

That's a wrap for this week. I'm Mark Murphy — TravelTube.com. Do me a favor: opt into the weekly newsletter at TravelTube.com, follow us on your favorite podcast app, and connect with us on social media. If you're a travel agent or travel supplier, that support genuinely helps with our rankings and gets the word out. This whole platform is built around positioning travel advisors as the experts they are.

Thanks for tuning in — see you next week.

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